South Carolina General Assembly
108th Session, 1989-1990

Bill 4830

                    Current Status

Bill Number:               4830
Ratification Number:       683
Act Number                 557
Introducing Body:          House
Subject:                   Relating to motor vehicle collision and
                           comprehensive coverage
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(Text matches printed bills. Document has been reformatted to meet World Wide Web specifications.)

(A557, R683, H4830)

AN ACT TO AMEND SECTION 38-77-280, CODE OF LAWS OF SOUTH CAROLINA, 1976, RELATING TO MOTOR VEHICLE COLLISION AND COMPREHENSIVE COVERAGE, SO AS TO DELETE CERTAIN PROVISIONS WHICH ARE INCONSISTENT WITH THE CESSATION BY COVERAGE PROVISIONS OF THE AUTOMOBILE INSURANCE REFORM ACT OF 1989; TO AMEND THE 1976 CODE BY ADDING SECTION 38-77-285 SO AS TO PROVIDE THAT ALL AUTOMOBILE INSURANCE COVERAGES WRITTEN BY AN INSURER FOR AN INSURED'S AUTOMOBILE MUST BE WRITTEN IN THE SAME POLICY; AND TO AMEND THE 1976 CODE BY ADDING SECTION 38-77-585 SO AS TO AUTHORIZE A DESIGNATED INSURER OF THE REINSURANCE FACILITY TO APPOINT AN OFFICER OR EMPLOYEE TO THE BOARD OF THE FACILITY IF THE INSURER IS NOT OTHERWISE REPRESENTED ON THE BOARD.

Be it enacted by the General Assembly of the State of South Carolina:

Provisions deleted

SECTION 1. Section 38-77-280(E) of the 1976 Code is amended to read:

"(E) Insurers of automobile insurance may charge a rate for physical damage insurance coverages different than those provided for in Section 38-73-457 if the rates are filed and approved by the Chief Insurance Commissioner. Any applicant or existing policyholder, to be charged this different rate, must be denied the coverage pursuant to subsection (B) at the rate provided in Section 38-73-457."

All automobile coverages in one policy

SECTION 2. The 1976 Code is amended by adding:

"Section 38-77-285. All automobile insurance coverages written by an insurer for an insured's automobile must be written in the same policy except that all automobile insurance policies in effect on the effective date of this section may continue in force until the expiration date of the policy."

Additional board members of Reinsurance Facility

SECTION 3. The 1976 Code is amended by adding:

"Section 38-77-585. Any insurer designated pursuant to Section 38-77-590(a) is entitled to appoint an officer or employee to the governing board of the Reinsurance Facility if not otherwise represented on the governing board pursuant to Section 38-77-580. Any member of the governing board representing an insurer so designated must abstain from casting a vote on any matter which would have a material effect on the operations of that insurer as it relates to the affairs of the insurer acting as a designated insurer for the Reinsurance Facility."

Time effective

SECTION 4. This act takes effect upon approval by the Governor.

Approved the 7th day of June, 1990.