South Carolina General Assembly
109th Session, 1991-1992

Bill 3317


                    Current Status

Introducing Body:               House
Bill Number:                    3317
Ratification Number:            131
Act Number:                     74
Primary Sponsor:                Boan
Type of Legislation:            GB
Subject:                        Health insurance pool
Companion Bill Number:          503
Date Bill Passed both Bodies:   Apr 26, 1991
Computer Document Number:       BR1/1131.AC
Governor's Action:              S
Date of Governor's Action:      May 27, 1991
Introduced Date:                Jan 24, 1991
Last History Body:              ------
Last History Date:              May 27, 1991
Last History Type:              Act No. 74
Scope of Legislation:           Statewide
All Sponsors:                   Boan
                                McElveen
Type of Legislation:            General Bill

History


 Bill  Body    Date          Action Description              CMN
 ----  ------  ------------  ------------------------------  ---
 3317  ------  May 27, 1991  Act No. 74
 3317  ------  May 27, 1991  Signed by Governor
 3317  ------  May 21, 1991  Ratified R 131
 3317  Senate  Apr 26, 1991  Read third time, enrolled for
                             ratification
 3317  Senate  Apr 25, 1991  Unanimous consent for third
                             reading on Friday, April 26
 3317  Senate  Apr 25, 1991  Read second time
 3317  Senate  Apr 24, 1991  Committee Report: Favorable     02
 3317  Senate  Mar 20, 1991  Introduced, read first time,    02
                             referred to Committee
 3317  House   Mar 19, 1991  Read third time, sent to
                             Senate
 3317  House   Mar 07, 1991  Read second time
 3317  House   Mar 06, 1991  Committee Report: Favorable     26
 3317  House   Jan 24, 1991  Introduced, read first time,    26
                             referred to Committee

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(Text matches printed bills. Document has been reformatted to meet World Wide Web specifications.)

(A74, R131, H3317)

AN ACT TO AMEND ACT 127 OF 1989, RELATING TO THE SOUTH CAROLINA HEALTH INSURANCE POOL, SO AS TO DESIGNATE A PORTION OF THAT ACT AS SECTION 38-74-30, CODE OF LAWS OF SOUTH CAROLINA, 1976, AND TO PROVIDE THAT THE WAITING PERIOD WAIVER DOES NOT APPLY TO A PERSON WHOSE POLICY HAS BEEN TERMINATED OR RESCINDED INVOLUNTARILY DUE TO A MATERIAL MISREPRESENTATION AND TO CLARIFY THAT A PERSON IS INELIGIBLE FOR POOL COVERAGE IF OTHER HEALTH INSURANCE UNDER WHICH THEY ARE COVERED OR ELIGIBLE IS COMPARABLE TO THAT OFFERED BY THE POOL.

Be it enacted by the General Assembly of the State of South Carolina:

Designation of Code section

SECTION 1. Section 3 of Act 127 of 1989 is designated as Section 38-74-30 of the 1976 Code.

Waiting period waiver, exclusions

SECTION 2. Section 38-74-30(B) of the 1976 Code is amended to read:

"(B) A person whose health insurance coverage is terminated involuntarily for any reason other than nonpayment of premium may apply for coverage under the plan but shall submit proof of eligibility according to subsection (A) of this section. If proof is supplied and if coverage is applied for within sixty days after the involuntary termination and if premiums are paid for the entire coverage period, the effective date of the coverage is the date of termination of the previous coverage. Waiting period and preexisting condition exclusions are waived to the extent to which similar exclusions, if any,have been satisfied under the prior health insurance coverage. The waiver does not apply to a person whose policy has been terminated or rescinded involuntarily because of a material misrepresentation. The board shall require an additional premium for coverage effected under the plan in this manner notwithstanding the premium limitation stated in Section 38-74-60."

Comparable insurance precludes pool coverage

SECTION 3. Section 38-74-30(D) of the 1976 Code is amended to read:

"(D) A person not eligible for pool coverage is one who meets any one of the following criteria:

(1) a person who has coverage under health insurance comparable to that offered by the pool from an insurer or any other source except a person who would be eligible under subsection (C) of this section;

(2) a person who is eligible for health insurance comparable to that offered by the pool from an insurer or any other source except a person who would be eligible for pool coverage under Section 38-74-30(A)(2) or 38-74-30(A)(3);

(3) a person who at the time of pool application is eligible for health care benefits under state Medicaid or Medicare;

(4) a person having terminated coverage in the pool unless twelve months have lapsed since termination unless termination was because of ineligibility;

(5) a person on whose behalf the pool has paid out two hundred fifty thousand dollars in benefits;

(6) inmates of public institutions and persons eligible for public programs;

(7) a person who fails to maintain South Carolina residency;

(8) a person who has been diagnosed as being infected with acquired immunodeficiency syndrome (AIDS)."

Time effective

SECTION 4. This act takes effect upon approval by the Governor.

Approved the 27th day of May, 1991.