South Carolina General Assembly
126th Session, 2025-2026

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H. 3259

STATUS INFORMATION

General Bill
Sponsors: Reps. Pope, Gilliam, Lawson, Chapman, Pedalino, McCravy, M.M. Smith, Davis, Holman, B.L. Cox, Ligon and Gibson
Document Path: LC-0061WAB25.docx

Introduced in the House on January 14, 2025
Introduced in the Senate on March 4, 2025
Last Amended on February 27, 2025
Banking and Insurance

Summary: First responder automobile insurance premiums

HISTORY OF LEGISLATIVE ACTIONS

Date Body Action Description with journal page number
12/5/2024 House Prefiled
12/5/2024 House Referred to Committee on Labor, Commerce and Industry
1/14/2025 House Introduced and read first time (House Journal-page 146)
1/14/2025 House Referred to Committee on Labor, Commerce and Industry (House Journal-page 146)
2/19/2025 House Member(s) request name added as sponsor: M.M. Smith, Davis, Holman, B.L. Cox, Ligon
2/26/2025 House Committee report: Favorable with amendment Labor, Commerce and Industry (House Journal-page 6)
2/27/2025 House Member(s) request name added as sponsor: Gibson
2/27/2025 House Amended (House Journal-page 20)
2/27/2025 House Read second time (House Journal-page 20)
2/27/2025 House Roll call Yeas-113 Nays-0 (House Journal-page 21)
2/27/2025 House Unanimous consent for third reading on next legislative day (House Journal-page 22)
2/28/2025 House Read third time and sent to Senate (House Journal-page 2)
3/4/2025 Senate Introduced and read first time (Senate Journal-page 11)
3/4/2025 Senate Referred to Committee on Banking and Insurance (Senate Journal-page 11)

View the latest legislative information at the website

VERSIONS OF THIS BILL

12/05/2024
02/26/2025
02/27/2025



Amended

February 27, 2025

 

H. 3259

 

Introduced by Reps. Pope, Gilliam, Lawson, Chapman, Pedalino, McCravy, M. M. Smith, Davis, Holman, B. L. Cox, Ligon and Gibson

 

S. Printed 2/27/25--H.

Read the first time January 14, 2025

 

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A bill

 

TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-128 SO AS TO PROHIBIT INSURERS OR AGENTS FROM CONSIDERING THE WORK-RELATED DRIVING RECORD OF A FIRST RESPONDER IN DETERMINING THE PREMIUM RATE FOR THE FIRST RESPONDER'S PERSONAL AUTOMOBILE INSURANCE POLICY.

    Amend Title To Conform

 

Be it enacted by the General Assembly of the State of South Carolina:

 

SECTION 1.  Article 3, Chapter 77, Title 38 of the S.C. Code is amended by adding:

 

    Section 38-77-128. (A) In determining the premium rates for a personal automobile insurance policy of a first responder, it is unlawful to consider the work-related driving record of a first responder if he is found to be noncontributing on the collision report or involved in a collision when responding to an emergency call.

    (B) The first responder must furnish a copy of the police incident report, investigative report, or Uniform Traffic Collision report regarding the crash in a timely manner to the insurance agent or insurer.

    (C) For purposes of this section, "first responder" means a law enforcement officer or firefighter employed by local, state, or federal government. An emergency medical technician, paramedic, volunteer law enforcement officer, or firefighter engaged by local, state, or federal government also is considered a first responder.

 

SECTION 2.  This act takes effect upon approval by the Governor.

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This web page was last updated on February 27, 2025 at 2:28 PM